OPM: Federal Employees Life Insurance (FEGLI) Open Season Guidance

OPM: Federal Employees Life Insurance (FEGLI) Open Season Guidance

3/18/16 As the Office of Personnel Management (OPM) announced last year the Federal Employees’ Group Life Insurance Program (FEGLI) will have a life insurance Open Season from September 1, 2016 through September 30, 2016.

Do Employees Have to Prove Insurability?

No. Employees can elect coverage during this Open Season without having to prove insurability, pass a physical exam, or answer health questions.

When Will Open Season Elections Become Effective?

Open Season elections become effective on the first day of the first pay period that:
 begins on or after October 1, 2017, and
 follows a pay period during which the employee met the pay and duty status requirements described below.

For most employees on a biweekly pay period, this will be October 1, 2017 (October 14, 2017 for Postal Employees.

The  Q & A from OPM below provides detailed guidance about the FEGLI 2016 Open Season.


Who Is Eligible to Participate in the Open Season?
All employees who are eligible for the FEGLI Program can participate.

Who is Not Eligible to Participate in the Open Season?
Employees excluded from FEGLI coverage by law or regulation on or after September 1, 2016 cannot participate. If you need more information about exclusions, please consult the FEGLI Handbook at www.opm.gov/life.

Can Annuitants and Compensationers Participate?
It depends.

Annuitants cannot participate in the Open Season unless they are reemployed in a position which conveys FEGLI eligibility.

It is important to note that FEGLI coverage obtained under a dual pay appointment such as a FEPCA appointment cannot be used for retirement purposes. A dual pay reemployed annuitant cannot continue coverage elected during the open season into retirement.




2 thoughts on “OPM: Federal Employees Life Insurance (FEGLI) Open Season Guidance

  1. After retirement, retirees can only reduce their life insurance. That can be done anytime. At age 65, it reduces automatically unless you opted for no reduction. Be sure to update your beneficiary form periodically. That is SF 2823 FEGLI Designation of Beneficiary.

  2. I retired in 9/2012 I do have a life insurance policy. Can I participate in this open season !! Thanks

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